This page is maintained by AI Capital Ready Network™ to describe the terms that apply to your use of this website and related services. It is provided for transparency and is not legal advice. Specific engagements may be governed by separate signed agreements.
1. Acceptance of Terms
By accessing or using aicapitalready.com (the “Site”) or any related services (collectively, the “Services”), you agree to these Terms of Service. If you do not agree, please do not use the Services.
2. Who We Are
The Services are operated by AI Capital Ready Network™ (“we,” “us,” or “our”). For questions about these Terms, contact us at support@aicapitalready.com.
3. Eligibility & Accounts
You must be at least 18 years old and able to form a binding contract to use the Services. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account.
4. Use of the Services
You agree to use the Services only for lawful purposes and in compliance with these Terms. You will not (a) attempt to gain unauthorized access to any part of the Services, (b) interfere with or disrupt the Services, (c) misrepresent your identity or affiliation, or (d) submit content that is unlawful, infringing, or harmful.
5. Assessments, Scores & AI Output
Capital readiness assessments, scoring outputs, AI-generated guidance, and any informational content provided through the Services are for educational and informational purposes only. They do not constitute legal, financial, accounting, tax, or investment advice, and do not guarantee approval for any loan, grant, or funding program. You should consult qualified professionals before making decisions.
6. Capital, Lending & Partner Matches
Where the Services introduce you to capital providers, lenders, CDFI partners, or other third parties, all funding decisions, terms, and approvals are made solely by those third parties. We do not guarantee any specific outcome, rate, or amount.
7. Your Content
You retain ownership of the information and documents you submit (“Your Content”). You grant us a limited license to host, process, and use Your Content as needed to provide the Services, including running assessments and routing you to appropriate programs.
8. Intellectual Property
The Site, its design, trademarks (including AI Capital Ready Network™, Capital Cathy™, AI Capital Lending™, and FAST FUNDED™), text, graphics, and software are owned by us or our licensors and are protected by applicable laws. You may not copy, modify, distribute, or create derivative works without our written permission.
9. Third-Party Services
The Services may link to or embed third-party tools (for example, scheduling, payment, form, or video providers). Your use of those services is governed by their own terms and privacy policies. We are not responsible for third-party services.
10. Disclaimers
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
11. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, AI CAPITAL READY NETWORK™ AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES.
12. Termination
We may suspend or terminate your access to the Services at any time if we believe you have violated these Terms or to protect the integrity of the Services.
13. Changes to These Terms
We may update these Terms from time to time. Material changes will be reflected by updating the “Last updated” date above. Continued use of the Services after changes become effective constitutes acceptance.
14. Governing Law
These Terms are governed by the laws of the United States and the state in which AI Capital Ready Network™ is principally organized, without regard to conflict of law principles.