AI Capital Lending™

Real Estate Loans Built for Business Owners Who Invest

Fast, flexible financing for your next acquisition, rehab, refinance, or build. Rental, flip, bridge, construction, and commercial — one lending partner.

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Financing Programs

Capital for every stage of your real estate business

DSCR Rental Loans

Qualify off the property's cash flow — not your W-2.

1–8 unit residential rentals
No personal income docs
30-year fixed, ARM, and interest-only options
LLC-friendly closings

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Fix & Flip

Short-term capital to acquire, renovate, and exit.

Up to 90% of purchase + 100% of rehab
12–24 month terms
Interest-only payments
Experienced and first-time investors

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Bridge Loans

Move fast when timing matters.

Close in as little as 10 business days
Cash-out and rate/term
Residential and mixed-use
Flexible exit strategies

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New Construction

Ground-up capital for builders and developers.

Single-family, multifamily, and small commercial
Land + vertical construction
Draw schedule aligned to your build
Experienced GC discounts

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Commercial Real Estate

Financing for the properties that grow your portfolio.

Multifamily 5+, retail, office, mixed-use
Purchase, refinance, cash-out
SBA 504 and 7(a) options
Bank and non-QM programs

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Long-Term Rental Portfolio

Consolidate and scale with one loan.

5+ door portfolio loans
Single-close efficiency
Cash-out to fund your next deal
Nationwide lending

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Ready to fund your next deal?

Go straight to AI Capital Lending to start an application, or book a call and we'll match you with the right program.

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